® A “golden” loan from AccessBank!
AccessBank offers its customers the Lombard loan product to cover unexpected expenses and support the realization of personal plans. This product stands out for its simplified terms, enabling customers to obtain a loan quickly and with guaranteed collateral.
To apply for a Lombard loan, only gold jewelry and an ID card are required. Since the loan is secured by gold collateral, no income statement or guarantor is needed, which makes the application process faster and more convenient for customers.
Within the framework of the product, customers can receive cash financing from a minimum of AZN 200 up to AZN 100,000 for a term of 3 to 48 months. The monthly interest rate starts from 1.5%, while the Annual Percentage Rate (APR) starts from 18.85%. The commission fee ranges from 1% to 5%.
Depending on the customer’s preference, repayments can be made through equal monthly installments (annuity) or under a flexible schedule with monthly interest-only payments. This flexibility allows each customer to choose a repayment plan that matches their financial capacity.
Key advantages of the Lombard loan product include fast processing, minimal documentation requirements, the ability to obtain a secured loan based on collateral, and flexible repayment options. These features make the product a convenient solution both for urgent financial needs and planned expenses.
In addition, customers can use the loan calculator to estimate their monthly payments in advance.
For more detailed information about the Lombard loan product: www.accessbank.az
AccessBank, as a leader in the microfinance sector in Azerbaijan, has been providing services to small and medium-sized enterprises since 2002. Among the Bank’s shareholders are the Asian Development Bank, the European Investment Bank, the International Finance Corporation, and other international organizations and investment funds. With 39 branch offices, including 14 in Baku and 25 in the regions, AccessBank continues to offer accessible financing options for MSMEs. For additional information about our branches, you can click here.
For more information on the services provided by AccessBank, call 151 or visit the website at www.accessbank.az. You can also follow the bank's social media accounts on Facebook, Instagram, and LinkedIn.
AccessBank CJSC operates under license No. 245 dated 25 October 2002, issued by the Central Bank of the Republic of Azerbaijan. The bank's Head Office is located at 3 Tbilisi Avenue, Yasamal district, Baku city.
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